Bang on

Southern Babylon 1:05 Market Rasen 7/2. Promising debut and looks to want this longer trip
1 pt win 7/2 Bet365
 
Won 🤑 Made all and probably wants further/stiffer track still. SP 4/1 with bog.
 
 
p/l - +1.1pts

A) - 6.00 Chelm - Riot - 3/1 (bet365)
      7.30 Chelm - Maxzeno - 6/4
-----------------
B) - 1.25 Sedge - The King of May - 15/8 ( bet365)

A) - 6.00 Chelm - Riot - 3/1 (bet365)
      7.30 Chelm - Maxzeno - 6/4
-----------------
B) - 1.25 Sedge - The King of May - 15/8 ( bet365)

A) - 6.00 Chelm - Riot - 3/1 (bet365)
      7.30 Chelm - Maxzeno - 6/4
-----------------
B) - 1.25 Sedge - The King of May - 15/8 ( bet365)

Perhaps a minimum price ? I have one that does ok using that, it removes the short ones where little is gained, and winners restore any losses faster.

Perhaps a minimum price ? I have one that does ok using that, it removes the short ones where little is gained, and winners restore any losses faster.

Spirit of Ash - WON

Spirit of Ash - WON

Spirit of Ash - WON

Spirit of Ash - WON

Spirit of Ash - WON

Spirit of Ash - WON

Spirit of Ash - WON

A) -  No Qualifiers
-----------------
B) - 3.05 Newc - Spirit of Ash - 5/1 

Second Collection - WON
Cornish Storm - Lost
-----------
Oxygen - WON
Burrows Park - Lost
Kenny George - Lost

A) -  No Qualifiers
-----------------
B) - 3.05 Newc - Spirit of Ash - 5/1 

Shout out to @The Brigadier going for 6/6 on naps today and sitting in 3rd place. 

All the kings men - WON
Deyran - Lost

All the kings men - WON
Deyran - Lost

All the kings men - WON
Deyran - Lost

@Bang on @MCLARKE @harry_rag @yossa6133 have made many of the points i was going to make apologies to them if i repeat some. Here's the thing, bookies wouldn't offer them if it wasn't a benefit to themselves. Secondly we must differentiate between Racing and football, lucky 15's and straight accas football accas i will leave to others i think there is a case where a fool has a 8-10 team acca.
I will deal with Lucky 15's, first thing to say is i have covered this extensively in above said Fred. but basically if you are skint and the cash out is significant to you then there is a case to be made, this time last year (proofed on here) i was offered if i remember correctly £2,400 quid i had was already holding £1,200 with one leg to go which if it had won would have been £13,000+ It lost, i did not cash out so did i lose £1,200? No i won £1,200 from a £6 stake. Look at those maths that clearly favour the bookie, they would have saved £10,000+ ish had i cashed out and the last leg had won. Now suppose i had cashed out i would have been as happy as @LEE-GRAYS because the last leg lost but had it won and i had cashed out not only would i have been £10,000+ light i wouldn't have been able to sleep for months and believe me daft as it sounds it is not the money to me i bet for fun. Imagine cashing out a mortgage for a holiday. Now the main point is why have a lucky 15 bet that might produce a huge return in the first place if you don't give yourself a chance of getting that return? How it works is to give an example, if your first two legs win then you are offered (in most cases) a settlement of your first 2 winners and last 2 legs as non runners if your first 3 win you are offered the 4th leg as 1 non runner. The exception is quite rare and that is when lets say your last leg is 20/1 and it is backed down to say 7/2 the Cash out will increase in line with that legs chance. One more quirky deceptive thing i have noticed, the cash out offered does not take into account of the prices of the legs that have won (re-BOG) so lets say one of your horses goes out in the market the cash out will stay with the original price. In effect you really need to know how much you have already won before deciding whether to cash out. I can be more complex and give a secondary reason for considering a Cash out and it's this, suppose your first leg loses and your 2nd and third leg win, well it will no longer be a life changing amount unless they are huge odds so again depending on your financial situation it can be considered feasible. Lastly you have the option of partially cashing out but i don't even want to go through those explanations but be aware that it is an option.

It's a subject that crops up quite often. Here's my thoughts from a while back for anyone who was thinking "I hope Harry Rag comes along with a lengthy post on the subject"!
I'd say the person who never does it is probably right more often than not and anyone who does it regularly will usually be wrong at least from a mathematical viewpoint. Bottom line is the bookies will usually offer you less than the true value of the cashout. The most compelling reasons for doing it are where you could take a life changing amount of money and don't want to risk full on "sh*t or bust" or you genuinely feel the cashout offers value and is a bet you would have taken even if you hadn't had the original bet. (Say you back New Zealand at 7/1 to win the Rugby World Cup and they end up odds on to win the final but you think the other team should be favourites; then there's a case for cashing out fully or partially). Simplest thing to do is leave it alone other than in exceptional circumstance.

From a mathematical point of view you should not cash out, the bookies only offer it as a way of enhancing their profits
From a psychological point of view it could be a good idea due to loss aversion. The view is that losses hurt twice as much as profits give pleasure.
Also it depends on your financial circumstances. If you have no money then making a guaranteed £100 is important, if you are a millionaire then it doesn't make much difference.

I wouldn't cash out, if you even think about it .. then why place the bet in the first place ? In your example, you would be better off betting £5 win on each rather than an EW double. 
You also mention that a few are football accumulators, the dreaded one let me down in the pub. I have a few friends who have had a similar experience, this very weekend they cashed out with Hull only drawing, only for them to score a 92nd minute winner. The cash out was poor compensation IMO.
My advice is this ... if it wasn't a benefit to the bookmakers ... they wouldn't offer it. The ONLY time I would contemplate a cash out, is if the amount being offered would make a significant difference to your life ( last leg of an acca with £5k+ riding on it etc). You can though go to the exchanges and lay your last selection to guarantee a decent return. I recently had £4k + going on to an even money chance so went to the exchange to lay a significant sum. The horse was beaten a SH and the acca went down, but the exchange profit was a reasonable compensation.
That's my 2p worth.

A)  - 7.30 Wolv - All the kings men - 7/4 (bet365)
----------
B)  - 2.25 Kemp - Deyran de Carjac - 10/3